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I've been using it for 2 years, ju, without any glitches. It seems like everyone under 50 is using it. I like that it comes directly from my bank account.
Online bill payments, Paypal for many online purchases, Venmo and Zelle for paying people. I lke to keep track of eveything in my checking account register.
many here pays bills with autogiro, says direct debit when i try translate, automatic payment every month for those bills that are regular. rent, insurence, electrics
Yes, it is, ju. Banking is very country specific. It's pretty amazing that you can use your ATM card in most countries, though. No need to use a currency exchange.
Good point, Artie, although it's usually a percentage of the withdrawal with a certain minimum fee. I only use it once when I go abroad and mostly get cash in the supermarket, which is free.